This is a complimentary personal accident policy that provides coverage for accidental death and permanent disablement, as well as accidental medical expenses incurred overseas.
Singapore Residents who are aged between 18 and 65 years old (both ages inclusive) can apply for the policy.
Singapore Resident means Singapore Citizen, Singapore Permanent Resident, or holder of a valid Work Permit Employment Pass, Dependant’s Pass, Long-Term Visit Pass, S Pass or Student Pass issued by the authorities in Singapore.
Yes, if your travel duration falls within the period of insurance of the policy.
All overseas destinations are covered except the following sanctioned countries – Iran, Syria, Cuba, North Korea, North Sudan, Crimea, Venezuela and Donetsk People’s Republic (DNR), and Luhansk People’s Republic (LNR), Regions of the Ukraine.
Please note that sanctioned countries are subject to change, depending on the sanction laws.
No, you can only be covered under one complimentary Overseas Accident Protection policy.
Overseas Accident Protection is underwritten by Chubb Insurance Singapore Limited (“Chubb”) and advertised by M1 Ltd (“M1”). It is not an obligation of, deposit in or guaranteed by M1. This is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy wordings and will be sent to you upon acceptance of your application by Chubb.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation ("SDIC"). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Chubb or visit the General Insurance Association or SDIC websites.